Unusual kinds of insuranc

 

Insurance goes beyond just protecting your car and house. Here are 20 unusual kinds of insurance:

1. Alien Abduction Insurance: This covers the cost of medical examinations and psychological counseling if you're abducted by aliens. While the chances are slim, some people are willing to pay for this peace of mind.
2. Hole-in-One Insurance: Golfers can insure themselves against the financial burden of buying drinks for everyone if they score a hole-in-one.
3. Kidnap and Ransom Insurance: This protects against the financial cost of a kidnapping ordeal. This is typically purchased by high-net-worth individuals or those in dangerous professions.
4. Legged Actor Insurance: In the golden age of Hollywood, actors like Betty Grable insured their legs for millions in case of injury.
5. Lloyd's of London: This famous insurance marketplace will insure almost anything, from a singer's voice to a movie star's legs (like Betty Grable), to even the weather on a wedding day.
6. Multiple Birth Insurance: If you're expecting twins or triplets, you can insure yourself against the additional costs associated with having multiples.
7. Negligence Insurance: Protects businesses from lawsuits due to negligence by their employees.
8. Pet Cloning Insurance: This covers the cost of cloning your beloved pet in the event of their death.
9. Pet Wedding Insurance: For the ultimate pet pampering, some companies offer insurance for pet weddings.
10. Psychic Disappointment Insurance: Believe it or not, some psychics will offer insurance in case their predictions don't come true.
11. Rain Insurance: This protects outdoor events from financial losses due to rain.
12. Reputational Damage Insurance: Protects businesses from financial losses due to damage to their reputation.
13. Screenplay Insurance: Protects screenwriters in case their screenplay is lost or stolen.
14. Skydiving Malfunction Insurance: For the thrill-seeker, skydiving malfunction insurance will cover you in case your parachute fails.
15. Taste Bud Insurance: This unusual insurance policy protects professional food tasters from losing their sense of taste.
16. Ugly Pet Insurance: Some pet insurers offer lower rates for pets deemed to be "ugly."
17. Vacation Cancellation Insurance: Protects you from losing money if you have to cancel your vacation due to unforeseen circumstances.
18. Voice Insurance: Singers and actors can insure their voices in case of injury.
19. Wedding Cancellation Insurance: This protects couples from financial losses if they have to cancel their wedding due to unforeseen circumstances.
20. Wine Spoilage Insurance: Protects wine collectors from financial losses due to spoilage.